
What is pet insurance?
Pet insurance helps protect you from unexpected veterinary expenses by reimbursing eligible costs after you pay the vet. Depending on the plan, coverage may include accidents, illnesses, and optional wellness care.
How does reimbursement work?
Most plans let you visit a licensed veterinarian of your choice. You pay the veterinary bill, submit a claim, and receive reimbursement for eligible expenses based on your plan's deductible and reimbursement rate.
What should you look for?
Compare annual limits, deductibles, reimbursement percentages, covered conditions, exclusions, and waiting periods before choosing a plan.